當一部大發Charade 被一部本田Accord以時速超過70km/h…

原帖由 super_cheung 於 2006-5-13 11:46 發表
多口問句
司力架是咪已經冇出
英文名係?

Toyota Celica

原帖由 FX8173 於 2006-5-13 09:56 發表
損毀情況比您之前講o既輕微﹗但係要換車尾龍門架就的確係大件事~

＊您用邊間保險公司？當時係買全保定三保？

其實車外都冇車尾廂及車底咁大鑊….
不過好彩係部車車尾吸晒D力, 所以乘客先冇傷…

好記得事發後上返部車, 原本係車尾的東西去晒前座, 散滿一地,
而錢兜內的散紙, 更係偏佈車廂的每一個角落…慘過打仗…
後來, 個CD機仲因為咁而報銷…..

個時我爸買全保..所以冇左NCB差得好遠…
仲記得我地要補返折舊的差價呢..激死…
不過就唔記得同邊間買, 要問返先知…

而家家父就同教協買三保…

原帖由 Ketsu 於 2006-5-13 09:43 發表


咁果條友初初話唔賠不特止
仲反過來要樓主負責嘛
咁結果單野又搞成點呢？

那位人兄當然唔肯負責啦….最後, 係家父的 “麻煩” 攻勢下, 我地
保險公司CLAIM返晒佢個邊的保險公司…

之後有日我弟係西貢見到佢, 冇再駕車, 要搭巴士了….
怕且佢個部車都應該TOTAL LOSS左…

原帖由 hkbw 於 2006-5-13 15:08 發表
之後有日我弟係西貢見到佢, 冇再駕車, 要搭巴士了….
怕且佢個部車都應該TOTAL LOSS左…

山水有相逄﹗

＊其實咁搞法，就算架車唔係 Total，佢 Loading 都加到喊啦﹗

大發仲硬過accord

HA!!!!! what kind of system of insurence is HK ar, so unfair, in US, if my car got hit at the back, i don't even have to talk to that person who rearend me, i just call the cops, and the person rearended me don't even dare to ask me to pay, because it's 200% impossible...and usually matter like this resolved within 48 hours, (means that the insurence company pays you the cash need to fix the car (if it's not your fault), and usually around 4 months later, they will pay your medical expenses, last time i got rearend by a China person, he won't pay, so I contacted my insurence company, and forced his insurence company to pay up the medical expenses and car fixing cost..the total is around $18,000 US.  And he was also charge by the cops of rackless drivng...)

I just can't believe the insurence will hold you $$$ if you are 100% not liable for the accident, usually internationally speaking, if you are rearended, the person behind you is 100% reliable, unless it's medical emergency.

原帖由 hkbw 於 2006-5-13 02:54 發表
當一部大發Charade 被一部本田Accord以時速超過70km/h撞埋來之後,
就變成咁….

D組件全部都冇爛, 只係變晒型….
http://i25.photobucket.com/al ...

If the insurence company won't pay up because of agreement like this, why don't find a lawyer and sue them, isn't that illegal, and also, call up the media, if they involve, then they will pay up faster.

But these cases seems rare in US, usually they pay no matter what, otherwise, they might get sue by the individual or the insurence commissioner.

原帖由 hkbw 於 2006-5-13 02:54 發表
當一部大發Charade 被一部本田Accord以時速超過70km/h撞埋來之後,
就變成咁….

D組件全部都冇爛, 只係變晒型….
http://i25.photobucket.com/al ...

I thought u claim their insurence first (or you claim from your company, then their claim lawyer claim the other party's insurence company)

Does HK have uninsured motorist insurence, we have it here, this is for incase if we got hit by people without insurence,the uninsured motorist fund will kick in and pay the expense, and won't affect your own insurence rate.

原帖由 HY671 於 2006-5-13 09:28 發表
既然係claim自己保險，咁咪即係唔肯囉。

If he won't pay up, the find a lawyer to either sue for find a collection agency lei (we did just that to the peson who hit my mom's company car when it was parked, the collection agency track him down, and bug in everyday, from phone to visits, he eventually pay for the repairing cost, the lost time and wages cost, the lawyer fee, the rental cost, the collection agency cost, and he eventually bankruped because it cost him over $60,000 US , this is because he doesn't have insurence,and my mom's company car doesn't have uninsurenced motorist insurence)  That;s why if you live overseas, you better get insurence for anything, otherwise, if you get sue, you will be surprise how much it cost u.

原帖由 hkbw 於 2006-5-13 15:08 發表


其實車外都冇車尾廂及車底咁大鑊….
不過好彩係部車車尾吸晒D力, 所以乘客先冇傷…

好記得事發後上返部車, 原本係車尾的東西去晒前座, 散滿一地,
而錢兜內的散紙, 更係偏佈車廂的每一個角落…慘過打仗 ...